TRADESURE PRODUCTS     WHAT WE OFFER

TRUCKING: SHORT-HAUL

 

- Short-haul product within a radius of up to 300km

 

Ideal for:

 

- Container and port logistics

 

- Sand and stone

 

- Brick deliveries

 

- Waste operations

 

- Mechanical and electrical breakdown

 

BENEFITS OF SHORT-HAUL PRODUCT

 

- Lower excesses:

 

- Basic excess: 10% of claim, minimum R2500

 

- Theft excess: 10% of claim, minimum R5000

 

- Cover for the theft of spare parts, tyres and  

  accessories included (excess 10% of claim,

  minimum R5000)

 

- Windscreen replacement costs up to R10 000

 

- Wreckage removal costs up to R10 000

 

- Towing and storage costs up to R10 000

- Loss of keys up to R5000

 

- Vehicles can be insured on an agreed value basis

 

T & C’s apply including previous loss history that is favourable

 

TRUCKING: LONG-HAUL

 

- Long haul product with a radius of over 300km

 

- Territorial limits cover the whole of SADC and

  extends to include Malawi, Tanzania and the

  DRC - up to Kolwezi

 

- Cover up to R4 million plus VAT per combination

 

- Passenger liability R2.5 million plus VAT

  per combination

 

- Third Party liability R5 million plus VAT

  per combination

 

- Can increase to R20 million plus VAT

 

- Mechanical and electrical breakdown

 

EXCESSES LONG-HAUL

 

- While all excesses, conditions and warranties are  

  negotiable and subject to T & C’s and favourable  

  loss history, our basic excesses are as follows:

 

- Sum insured < R150 000, 10% of claim

  (minimum R10 000)

- Sum insured > R150 000, 10% of claim

  (minimum R15 000)

 

- Other excesses apply such as theft/hijack,

  foreign driver, night-driving, single-vehicle

  accident, under 25 driver

 

- Some insurers offer an excess as a percentage

  of sum insured

 

GOODS IN TRANSIT

 

- Cover up to R1.5 million plus VAT

 

- Cover offered - per load per truck and annual

  carry basis 

 

- Cover up to R60 000 for containers

  (theft and damage)

 

- Cover up to R15 000  for ropes, nets, tarpaulins,  

  chains - basic excess R2500

 

- Cover up to R25 000 for debris removal and

  clean-up costs - basic excess R2500

 

- Cover up to R25 000 for salvaging/load

  recovery costs - basic excess R2500

 

T & C’s apply including previous loss history that is favourable